Home loan Interest Calculator

PERSONAL FINANCE TOOL

Estimate monthly payments, lifetime interest, loan balance, and additional housing costs.

Currency Purchase price Down payment Loan amount

Annual interest rate (%) Loan term (years)

Extra monthly payment

Property tax per year Home insurance per year Mortgage insurance per month HOA or community fee per month Closing costs Other upfront costs

Monthly gross income Existing monthly debt Target debt-to-income ratio (%) Comparison interest rate (%)

Estimated monthly principal and interest — Excludes additional housing costs.

Total interest—

Total loan repayment—

Total monthly housing cost—

Cash needed upfront—

Interest with extra payment—

Estimated interest savings—

After 1 year—

After 5 years—

After 10 years—

After 15 years—

Payment at comparison rate—

Payment difference—

Estimated debt-to-income ratio—

Target monthly debt limit—

Remaining monthly capacity—

Figures are estimates. Your lender’s disclosures, fees, payment frequency, escrow arrangements, and loan terms may produce different results.